Branch Loan App Nigeria-Get 1 Minute Instant Loan Approval with Branch Loan App
Branch makes it easy for people in Nigeria to access a loan, anytime, anywhere from the their comfort zones within seconds or minutes after application is approved. Complete your application in seconds and receive your loan straight into your bank account. Branch is like a bank in your pocket, there for you at all times. The app allows users to apply for instant loans and get decision within minutes. Approved loans are disbursed instantly to borrowers bank accounts.
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Branch loan Features
- Minimum loan amount is 1500 Naira and maximum is 150000 Naira.
- Repayment period for loans is between 1 month and 1 year.
- Interest Rate is between 14%to 28%
- With time and a good credit score, loan limit increases and interest rate decreases.
With the passing of each day and the worsening of the Nigeria economy, it is becoming pertinent that at one point or the other one will need financial aid as they come in loans. A loan is a financial instrument that helps people meets financial obligations and pay up such when at a relaxed point. Loans are acquired via the presentation of collaterals. Collateral is that asset that can be converted into money that covers the exact amount of money that was borrowed. In Nigeria, not every individual has what they can tender as collateral to access a loan. This is why loans without collateral are very important and in fact, may be filling the position for our top loan companies. Fortunately today, business owners and individuals can apply for quick online loans without putting up their assets as collateral and from a firsthand user, with little interest rate.
One of the most trusted, reliable and fastest loan apps service provider is Branch. This loan app allows users to apply for instant loans and get decision within minutes. Approved loans are disbursed instantly to borrowers bank accounts.Branch has offices in Nairobi, Kenya; Lagos, Nigeria; Mexico City, Mexico; Mumbai, India; and San Francisco, United States. At the moment, Branch operates in India, Mexico, Nigeria, Kenya, and Tanzania.
What are the Basic requirement to receive a Branch loan?
Branch loan requirements are simple – all you need to apply is your phone number or Facebook account, bank verification number (BVN) and bank account number. Branch also request access to the data on your phone in order to build your credit score. Branch currently support the following banks: Access Bank, ALAT by Wema, Citibank Nigeria, Diamond Bank, Ecobank, Enterprise Bank, Fidelity Bank, First Bank, FCMB, GT Bank, Heritage Bank, Keystone Bank, Mainstreet Bank, Skye Bank, Stanbic IBTC Bank, Standard Chartered Bank, Sterling Bank, Suntrust Bank, Union Bank, UBA, Unity Bank, Wema Bank, and Zenith Bank.
How do I apply for a loan?
Applying for a loan is easy! After you have downloaded the Branch app, all you need to do is log in, fill in your personal details, phone number and bank details. You can then proceed to the “My Loan” page in the app, view available loan offers and click “Request this Loan” to submit your request.
DONT WANT TO CONTINUE READING? CLICK HERE TO GET INSTANT LOAN OF ANY AMOUNT WITHOUT DELAYS, USE THIS CODE FOR EASY AND FAST APPROVAL=>V6PRDQ
Branch loan Features
- Minimum loan amount is 1500 Naira and maximum is 200,000 Naira.
- Repayment period for loans is between 1 month and 1 year.
- Interest Rate is between 5% to 20%
- With time and a good credit score, loan limit increases and interest rate decreases.
Getting Started with Branch app in Nigeria
All you need is an Android smartphone and a bank account under your name to access loans from Branch.
I have been using Branch myself for almost a year now, therefore I can confidently recommend it to anyone especially my readers. To make Branch give me a little reward for recommending their loan service and also to speedify your loan approval rate ,kindly use this promotion code V6PRDQ this can be found under the “Promotions” when you create your account . The benefit of inputting or using the promotional code during your account creation is simple, you will get instant or fast loan approval because someone who have been using the loan service (That is me) is recommending you, therefore your chance of faster approval is guaranteed. SO use the code [V6PRDQ when creating your account. Click here to download branch loan app within seconds.
Steps;
- Download Branch App
- Fill in the required details
- Confirm your ownership for phone number.
You now have an active Branch Account .
How To Apply for a Loan from Branch app in Nigeria
- Login the app
- Click on the menu (top left corner)
- Select ‘My Loans’
- Select the amount you wish to borrow
- Select the duration of repayment
- Select ‘Request this Loan’
- Choose your wallet (the bank account the money should be disbursed to)
- Select ‘Request this loan ‘
- View loan details
- Select ‘Apply
If the requested loan get approved, the money will be in your bank account and available for use in minutes .Go withdraw your Naira!
How to Repay Branch loan in Nigeria –How should I repay Branch?
There are several ways to repay a Branch loan.
- In the Branch app with a debit card.
- For GT Bank accounts only, in the Branch app via USSD.
- In the Branch app with a bank account. At this time not all banks are supported.
- With cash at any bank except GT Bank using NIBSS E-BillsPay.
If you are having trouble with repayments please retry or contact us by using the chat feature in the app.
How to Contact Branch app team in Nigeria .
There are no numbers to call at the moment .
(1.)You can use the in-app customer care to get help.
Steps;
- Login the app
- Select menu ( top left corner)
- Choose ‘Customer Care’ from the displayed topics)
- Now write your query on the space provided
- Click on the arrow to submit
(2.) You can use Nigeria’s Branch Facebook Page .
How can I repay my loan with cash?
You can repay your loan in cash at any bank branch (except GTB) using NIBSS e-BillsPay. Pick up a deposit slip and complete it with the following information:
- Account name – BRANCH INC
- Depositor’s phone number – number registered on Branch
- Depositor’s name – your name
- Amount – any amount you want to pay
Please note that an account number is not required for this payment, and that a bank charge of ₦ 100 will apply. Please ensure that you collect a copy of your payment receipt (not teller) printed by the bank after a successful payment
How can I repay my loan with a bank account?
We currently support the following banks for in-app repayments: Access Bank, ALAT by Wema, Sterling Bank, and Zenith Bank. If your bank is supported, you can make an in-app payment by following the instructions below:
- From ‘My Loan’, tap the round ‘Tap to Pay’ button.
- Select the Amount you wish to repay.
- After you have made your selection, tap ‘Continue’.
- On the ‘Select Repayment Method’ screen, select ‘Bank Account’ from the drop-down menu.
- Choose the ‘Bank Name’ and enter your ‘Bank Account Number’, then tap ‘Continue’.
- To secure your payment, some banks will ask for your Date of Birth and/or send security codes to your phone. You may also be asked to enter two different security codes on your first payment for security purposes; it does not mean you will be charged twice.
- Your payment is done. If successful, your account will be updated automatically within a few seconds.
Please note that no fees will be charged to you for this transaction.
How can I repay my loan with a debit card?
- From ‘My Loan’, tap the round ‘Tap to Pay’ button.
- Select the Amount you wish to repay.
- After you have made your selection, tap ‘Continue’.
- On the ‘Select Repayment Method’ screen, select ‘Debit Card’ from the drop-down menu.
- Add your Debit (ATM) card details:
- Card Number (16 or 19-digit in front of your card)
- Card Expiry Date (Month and Year in which your card expires)
- CVV (a 3-digit number at the back of your card)
- After you have filled in the details, tap ‘Continue’.
- Choose your auto-debit setting under ‘Payment Options’ and tap ‘Continue’. Tap here to learn more about auto-debit.
- To secure your payment, some banks will ask for your pin or send a security code to your phone.
- Your payment is done. If successful, your account will be updated automatically within a few seconds.
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